Tennessee · 2026

Medicaid Eligibility
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Data verified 2026-06-27 · Estimates only, not legal advice

Tennessee Medicaid
Eligibility 2026

Verified 2026-06-27 · 2026 figures

Key Numbers at a Glance

Income limit (single) $2,901/mo
Income limit (couple, both) $5,802/mo
QIT required above $2,901/mo
Asset limit (single) $2,000
Asset limit (couple, both) $3,000
Spousal allowance (CSRA max) $157,920
Spouse monthly income (MMMNA) $2,644 – $3,948/mo
Personal needs allowance $50/mo
Home equity limit $730,000
Look-back period 60 months
Penalty divisor $8,580/mo
Estate recovery Expanded

Average Care Costs in Tennessee

Nursing home (private room) $10,151/mo
Assisted living $4,490/mo
Home health aide $4,576/mo
Tennessee is an income-cap state. If gross monthly income exceeds $2,901/mo, a Qualified Income Trust (Miller Trust) must be established before applying.
🏛️ Official State Source
Tennessee TennCare – LTSS Financial Rules Guide (PDF) ↗

Eligibility rules from Medicaid Planning Assistance (2025/2026). Tennessee Medicaid is called TennCare.