Alabama · 2026
Medicaid Eligibility
Calculator
Who is applying?
Data verified 2026-06-27 · Estimates only, not legal advice
Alabama Medicaid
Eligibility 2026
Verified 2026-06-27 · 2026 figures
Key Numbers at a Glance
| Income limit (single) | $2,901/mo |
| Income limit (couple, both) | $5,802/mo |
| QIT required above | $2,901/mo |
| Asset limit (single) | $2,000 |
| Asset limit (couple, both) | $3,000 |
| Spousal allowance (CSRA max) | $157,920 |
| Spouse monthly income (MMMNA) | $2,644 – $3,948/mo |
| Personal needs allowance | $30/mo |
| Home equity limit | $730,000 |
| Look-back period | 60 months |
| Penalty divisor | $7,800/mo |
| Estate recovery | Expanded |
Average Care Costs in Alabama
| Nursing home (private room) | $8,773/mo |
| Assisted living | $4,123/mo |
| Home health aide | $4,576/mo |
Alabama is an income-cap state. If gross monthly income exceeds $2,901/mo, a Qualified Income Trust (Miller Trust)
must be established before applying.
Official State Source
Alabama Medicaid – Nursing Home Eligibility ↗
Eligibility rules from Medicaid Planning Assistance (verified 2025/2026 data). Penalty divisor from MedicaidAnswers.net. Nursing home costs from SeniorLiving.org 2025 survey. Assisted living costs from A Place for Mom 2025 report.