California · 2026
Medicaid Eligibility
Calculator
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Data verified 2026-06-27 · Estimates only, not legal advice
California Medicaid
Eligibility 2026
Verified 2026-06-27 · 2026 figures
Key Numbers at a Glance
| Income limit (single) | $2,901/mo |
| Income limit (couple, both) | $5,802/mo |
| Asset limit (single) | $130,000 |
| Asset limit (couple, both) | $195,000 |
| Spousal allowance (CSRA max) | $157,920 |
| Spouse monthly income (MMMNA) | $2,644 – $3,948/mo |
| Personal needs allowance | $35/mo |
| Home equity limit | $1,097,000 |
| Penalty divisor | $13,656/mo |
| Estate recovery | Probate estate only |
Average Care Costs in California
| Nursing home (private room) | $15,633/mo |
| Assisted living | $5,561/mo |
| Home health aide | $7,293/mo |
Official State Source
California DHCS – Medi-Cal Long-Term Care ↗
Eligibility rules from Medicaid Planning Assistance (2025/2026). California Medicaid is called Medi-Cal. CRITICAL: California is eliminating its look-back period in phases; as of July 2026, no look-back applies. Asset limit increased to $130,000 for individuals as of 2024. Penalty divisor from MedicaidAnswers.net.