New Jersey · 2026
Medicaid Eligibility
Calculator
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Data verified 2026-06-27 · Estimates only, not legal advice
New Jersey Medicaid
Eligibility 2026
Verified 2026-06-27 · 2026 figures
Key Numbers at a Glance
| Income limit (single) | $2,901/mo |
| Income limit (couple, both) | $5,802/mo |
| Asset limit (single) | $2,000 |
| Asset limit (couple, both) | $3,000 |
| Spousal allowance (CSRA max) | $157,920 |
| Spouse monthly income (MMMNA) | $2,644 – $3,948/mo |
| Personal needs allowance | $50/mo |
| Home equity limit | $1,097,000 |
| Look-back period | 60 months |
| Penalty divisor | $12,621/mo |
| Estate recovery | Expanded |
Average Care Costs in New Jersey
| Nursing home (private room) | $14,788/mo |
| Assisted living | $7,334/mo |
| Home health aide | $6,292/mo |
Official State Source
New Jersey DMAHS – Managed Long-Term Services ↗
Eligibility rules from Medicaid Planning Assistance (2025/2026). New Jersey has a medically needy pathway. Penalty divisor updated April 1, 2026 per Vanarelli & Li, LLC announcement.