Minnesota · 2026

Medicaid Eligibility
Calculator

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Data verified 2026-06-27 · Estimates only, not legal advice

Minnesota Medicaid
Eligibility 2026

Verified 2026-06-27 · 2026 figures

Key Numbers at a Glance

Income limit (single) $2,901/mo
Income limit (couple, both) $5,802/mo
Asset limit (single) $3,000
Asset limit (couple, both) $6,000
Spousal allowance (CSRA max) $157,920
Spouse monthly income (MMMNA) $2,644 – $3,948/mo
Personal needs allowance $167/mo
Home equity limit $730,000
Look-back period 60 months
Penalty divisor $11,653/mo
Estate recovery Expanded

Average Care Costs in Minnesota

Nursing home (private room) $14,490/mo
Assisted living $5,559/mo
Home health aide $7,007/mo
🏛️ Official State Source
Minnesota DHS – Medical Assistance for Nursing Home Care ↗

Eligibility rules from Medicaid Planning Assistance (2025/2026). Minnesota Medicaid is called Medical Assistance (MA). Minnesota has a medically needy pathway and a higher individual asset limit of $3,000. Penalty divisor effective 7/1/25–6/30/26.