Illinois · 2026
Medicaid Eligibility
Calculator
Who is applying?
Data verified 2026-06-27 · Estimates only, not legal advice
Illinois Medicaid
Eligibility 2026
Verified 2026-06-27 · 2026 figures
Key Numbers at a Glance
| Income limit (single) | $2,901/mo |
| Income limit (couple, both) | $5,802/mo |
| Asset limit (single) | $17,500 |
| Asset limit (couple, both) | $17,500 |
| Spousal allowance (CSRA max) | $157,920 |
| Spouse monthly income (MMMNA) | $2,644 – $3,948/mo |
| Personal needs allowance | $30/mo |
| Home equity limit | $730,000 |
| Look-back period | 60 months |
| Penalty divisor | $5,430/mo |
| Estate recovery | Expanded |
Average Care Costs in Illinois
| Nursing home (private room) | $9,399/mo |
| Assisted living | $5,417/mo |
| Home health aide | $5,434/mo |
Official State Source
Illinois – 2026 Medicaid Income & Asset Limits (PDF) ↗
Eligibility rules from Medicaid Planning Assistance (2025/2026). Illinois has a medically needy pathway and an unusually high individual asset limit of $17,500. Penalty divisor varies by facility.